Proposal for Affordable Housing and Homelessness
Dear [Elected Official] I’m Freddie Avila, based in Northridge, California, and owner of House Debt Relief LLC. To address housing and homelessness issues, I propose a project managed by city council members and housing advocates, focusing on fairness and transparency. A crucial component is creating a centralized hub to oversee and manage funding, including monitoring […]
Off-Market Property: Resort & Campground
Investor Opportunity I have an off-market property available, a perfect resort and campground with an online rating of 4.7. Do any of you have investors interested in such an opportunity? If you want more details, please get in touch with me, and I can connect you with the sellers. Vitambi Springs Resort and Campground in […]
A Letter to the Homeowner
“Discover valuable insights into navigating foreclosure challenges in San Fernando Valley with our comprehensive guide. Learn essential steps to protect your home and financial well-being, empowering you to make informed decisions and secure a brighter future.”
3rd Party Communication: The Vital Role of a Letter of Authorization
Why a Letter of Authorization is Crucial When dealing with banks during foreclosure proceedings, having all the necessary paperwork is essential. One crucial document you’ll need is a completed letter of authorization. This letter contains vital information such as your name, property address, loan number, and the specific permissions you’re granting to the third-party service […]
Solutions for Homeowners Facing Layoffs in 2024—How We Can Help
By Freddie Avila Introduction to Homeowner Assistance In recent months, there have been thousands of layoffs across the country. Tesla, the tech world, and at least nine retail brands have announced they’re closing US stores in 2024, totaling some 1,280 locations. In the wake of these developments, navigating financial challenges has become a pressing concern […]
Claiming Surplus Funds After a Trustee Sale in California: A Step-by-Step Guide
Understanding Surplus Funds After a Trustee Sale Auction in California In California, when a property is foreclosed upon and sold at a trustee sale auction, there are occasions where the sale proceeds exceed the amount owed on the mortgage. These excess funds, known as surplus funds, rightfully belong to the former homeowner or other parties […]
Homeowner’s Rights in a Non-Judicial Foreclosure
By Freddi Avila Your Rights and Where to Get Help California and federal laws protect homeowners during a foreclosure: How the Non-Judicial Foreclosure Process Works Usually, before the foreclosure process starts, the lender sends many letters demanding payment. If they want to start foreclosure, they’ll need to follow the steps and timeline below: 30 Days […]
What is seller financing and how does it work?
By Freddie Avila Understanding Seller Financing in California In the dynamic landscape of California real estate, seller financing emerges as a strategic alternative, offering a method where the seller becomes the lender, providing direct financing to the buyer. This innovative approach bypasses the traditional route of securing a mortgage from a bank or financial institution. […]
What is the right of redemption in California?
Understanding Redemption Periods and Consequences for Property Auctions in California By Freddie Avila When a property is auctioned off, whether due to foreclosure, tax sale, or other reasons, the redemption period becomes a critical timeframe for the former homeowner. This period provides an opportunity for redemption, allowing the homeowner to reclaim their property by settling […]
The Power of Assumable Mortgages: A Comprehensive Guide
By Freddie Avila In the ever-evolving realm of real estate financing, assumable mortgages have emerged as a potent tool for reshaping the dynamics of home buying and selling. Delving into the intricacies of this financing mechanism unveils a world of opportunities for both buyers and sellers, backed by a tapestry of benefits, nuances, and considerations. […]