House Debt Relief logo with the tagline: "Your Partner in Foreclosure Hardship".

Homeowners: Can Pause the Foreclosure process

Afterward, we can develop a customized solution to match your circumstances.

We offer our assistance without charging any fees

Before turning elsewhere, consider state and federally funded programs for financial aid. If facing foreclosure, they're vital. If they don't suffice, House Debt Relief can pause the sale for 45 to 90 days, free of charge. Plus, we offer unique services like subject-to, wrap-around mortgages, and tapping into home equity for a fresh start. No financial burden, just support through foreclosure challenges.

“Empowering Homeowners: Building a Better Future Together.”


a property in Ventura County, on the brink of being sold in a foreclosure auction, with House Debt Relief offering solutions to halt the process and extend the timeline.
A beautiful home in San Fernando Valley in Foreclosure
a property in a snowy region of California facing foreclosure, with House Debt Relief offering solutions to prevent the sale.
Blue and White House in the Snow Saved by House Debt Relief

Tailored Options for Every Situation

We understand that every homeowner’s situation is unique. That’s why we offer a diverse range of options to help you avoid foreclosure, including:

  • Loan restructuring
  •  Short sales
  • Short pay
  • Reverse Mortgages
  •  Wrap-around mortgages
  •  Subject-to transactions
  • Seller financing
  • ADUs (Accessory Dwelling Units)
  • Cash Purhase for your Home

Whether you’re underwater with a conventional loan, facing a property with no equity, or dealing with multiple loans and outstanding taxes, we have the expertise to guide you through.


Expert Guidance Every Step of the Way

Our experienced team, led by Foreclosure Specialist Freddie Avila, is dedicated to providing you with personalized support throughout the process. Here's how we work:

Thorough Due Diligence

We start by understanding your hardship and financial situation and asking essential questions to assess your needs accurately

Tailored Solutions

We listen to your concerns and motivations, working together to create a plan that aligns with your goals and circumstances.

Efficient Closing Process

Once a strategy is chosen, we handle all the paperwork, negotiate with lenders, and ensure a smooth closing process to provide you with a stress-free experience.

Essential Informative Articles

Comprehensive Articles and Options to Educate and Support Informed Decision-Making Process for Homeowners.

a stunning house adorned with Spanish tiles and a private pool, currently in foreclosure, with House Debt Relief offering assistance.
Georgious House in Porter Ranch in Foreclosure

Secure Your Financial Future Today

Don’t let foreclosure threaten your home any longer. Take control of your situation and explore your options with House Debt Relief. Contact Freddie Avila, Foreclosure Specialist, at 310.940.8886 or to schedule a consultation. Visit us at to learn more about how we can help you avoid foreclosure and secure a brighter financial future.

To request a payoff statement from your lender:

  1. Contact your lender.
  2. Request the payoff statement.
  3.  Provide necessary information.
  4. Confirm delivery method.
  5. Please allow up to 5 business days for a response.
  6. Follow up if needed.
  7. Review the statement for accuracy.
a charming Country-style home in Porter Ranch, currently in foreclosure, with House Debt Relief offering assistance and loan reconstruction.
Cottage home in foreclosure

For any queries, don't hesitate to ask

Let’s start by you telling us how we can help.